Center for Community Action has received a grant to provide assistance to low income home owners to repair sewer and water systems that are a health or safety concern. This USDA grant was funded through Title V of the Housing Act of 1949.


Home Owner: The individual must have lived in their home for at least one year. The property cannot be valued at more than 95% of median purchase price: the current  limit on the value of the home in Bedford County is $128,000, for Fulton County it is $146,000.

Low  or Very- Low Income: Income is determined according to HUD income guidelines. Income limits take several factors into consideration, but according to HUD Income guidelines, a very low income family of 4 has an income at or below $28,450 and low income for a family of 4 is $45,500 for both Bedford and Fulton Counties.  Income eligibility will be determined at the time of application.

Priority Projects: Center for Community Action has identified sewer and water systems to be a high priority in Bedford and Fulton County. Projects addressing the health and safety of water, sewer and electrical systems will receive priority.


USDA Housing Preservation Funds can only be used to assist no more than  50% of costs and is limited to $3,000 per home. The Homeowner must secure funding for the remaining repair costs before work can begin. The match may include volunteer labor, donations from local organizations or cash. All match funds must pass through CCA and be used first to meet USDA guidelines. Center for Community Action can assist homeowners in identifying other funding on a case by case basis.


Interested homeowners should contact Center for Community Action to complete an application. Home owners will be asked to provide verification of household income and verification of homeownership.

If the homeowner is eligible, Center for Community Action will complete an environmental review and State Historic Preservation Review as well as provide information on Lead Based Paint.

A trained auditor from CCA will do an inspection of the property, prepare a work order, coordinate the work with a qualified contractor and perform a final inspection. The homeowner will approve the scope of the work and sign off on the final inspection.  All payments will go through CCA to document that the match requirement has been met.

For more information or to begin the application process call:

Center for Community Action


You can also print a Pre Application HERE